Contact US: sales@vmhosting.fi If you are interested in Checkout Finland Oy for payment methods.



payment options

 

Your customers appreciate comprehensive payment methods.

ONNordeaDanish bankAktiaHandelsbankenOmaSPPOP bankS BankSavings bankThe Bank of ÅlandShowMastercardAmerican ExpressBuy with OPCollector BankMashElasticitySveaBeerMasterPassMobilePayTransferAinaPay

You will receive easy payment methods from Finnish banks, credit cards and finance companies for invoicing and outsourcing services. When you give your customers the flexibility to choose the most preferred payment method, buying is smooth.

Mobile payment methods: Pivo, MobilePay, Masterpass and Transfer

  • Starter Edition and Extended Package when credit card payments are in use
  • Use to the consumer:
    • The consumer accepts the payment on their smartphone in the application
    • Applications are free of charge
    • Download an application from the phone's application store or from the product's home page
    • Applications keep the card information together, in a safe place
  • Prices for the merchant: prices according to credit card transactions according to the Checkout service package
  • Why Offering Mobile Payments as a Payment Option for All Your Customers?
    • Increase your sales and reduce rejection of your shopping carts
    • For consumers fast, secure and simple buying
    • A smooth, consistent shopping experience regardless of location

Pivo

  • The service is provided by OP
  • For all banks' customers, all smart phones
  • It also supports Migration Fees

pivo.fi

MobilePay

  • The service is provided by Danske Bank
  • For all banks' customers, all smart phones

mobilepay.fi

Masterpass

  • The service is provided by Mastercard
  • Available to consumers at Nordea's mobile wallet, other banks will soon follow suit
  • iOS and Android
  • Global payment method, already announced in 34 countries, with 340,000 merchants

masterpass.com

Transfer

  • The service is provided by Automatia and is provided by OP Customer Services Oy
  • Available for OP, Nordea and S-Bank customers
  • Transfer fees may be made by all consumers who have access to one of the Mobile App for Mobile Payments
  • Merchants are offered at Checkout's new interfaces

siirto.fi

Bank buttons

 

Whether you have any service package from us, you can offer your customer the opportunity to pay with all online bank payment buttons from all Finnish banks. Price for the merchant:

  • Banking and Wide Package 0.35 € / payment transaction except Nordea and Danske Bank 0.49 € / payment transaction
  • Starter package € 0.50 + 2.75% / payment transaction
  • It also allows the use of own agreements. In that case, we charge the service on a case-by-case basis.

Credit Card buttons

 

As a Starter or Wide Package user, you can offer your customer the opportunity to pay in your online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express.

  • Secure Nets SSL Secure Payment Form. Online shopping and Checkout Finland Oy do not have access to card data and payment card information is not stored in our systems.
  • International Verified by Visa, MasterCard SecureCode and American Express SafeKey Certification Services.

Price for the merchant:

  • Wide Package 0.35 € / Payment Transaction + 2% / Payment Transaction
  • Starter package € 0.50 + 2.75% / payment transaction

Invoice and hire payment services

Mash-logo

Increase your sales by introducing convenient, but secure invoice and outsourcing services. We've only picked you the best service providers we recommend to choose a broad coverage. When the payment options are a bill and an Invoice, the purchase decision for your customer is made easier. He can choose the way he wants: to pay at a time or in monthly installments. The decision to grant the loan is provided by the customer immediately. The payment transaction and the transmission of the data will take place in a secure connection.

Prices of consumer invoices and rates for the merchant:

  • Banking and Wide Package 0.35 € / payment transaction
  • Starter package € 0.50 + 2.75% / payment transaction

Why Take a Selection Invoice and Subtraction?

  • Larger shops
  • No risks
  • Quick settlements
  • Flexible customer experience
  • The customer can change the invoice as a convenient part payment
  • Returns and refunds are easy

OP Purchase by invoice

  • For people over 20 years of age residing in Finland with a Finnish social security number
  • 50-5000 euros for shopping
  • For the first installment, an unpaid payment period of 30 days
  • Identification with the Finnish bank's online banking codes
  • Lender reviews the credit and address details
  • Billing surcharge for buyer 2 € / month

The creditor is OP Yrityspankki Oyj. Consumer Questions are answered by Customer Service at Finance: Consumer Finance@op.fi

Collector

Consumer bill and share charge (B2C)

  • For individuals over 20 years of age in Finland
  • Kertaostos max. 5000 €
  • By invoice automatically at the end of the month following the unpaid payment period
  • Billing surcharge to buyer € 2.95
  • The buyer may change the invoice as a partial payment, with a repayment period of up to 36 months

Invoice (B2B)

  • For companies in Finland
  • Kertaostos max. 5000 €
  • Invoice will automatically increase the interest-free payment period by 30 days
  • Buyer is liable personally if the company refuses to pay the bill
  • The price of the invoice for the merchant is 2 € + 2% / invoice
  • Billing surcharge for buyer € 4.95
  • Invoice can not be converted into a partial payment

Further information: www.collector.fi

Elasticity

  • To Finnish private individuals aged 20-75
  • Identification with the Finnish bank's online banking codes
  • Payment is 1-24 months payment period
  • Single purchase by invoice 20-1000 €, with a fee of 20-5000 €

Read more: www.jousto.com

Mash (ent. Euroloan)

  • For people living in Finland over 20 years of age
  • 10-3000 euros for shopping
  • 3 Month, 6 Months, 9 Months, 12 Months, 18 Months, 24 Months, or 60 Months Payment Time (60 Months Only When You Buy Over € 2000)
  • A key ticket for domestic quality

For more information,  visit www.mash.com

Svea Ekonomi

Invoice (B2C / B2B)

  • For Finnish private individuals and companies
  • Age limit 18 years (B2C)
  • 1-3000 €
  • Also available with the merchant's own brand

Erämaksu

  • For Finnish private individuals
  • Age limit 18 years
  • 50-3000 €
  • Maximum credit immediately for your next purchase

Read more: www.svea.com

GSM-payment

Ainapay

  • The sum of the product and the additional costs of Ainapay are charged in the telephone bill
  • Payment by calling the payment number
  • One purchase for a maximum of 52,32 € (including VAT), per month purchases up to 100 € (including VAT), shop up to 2 pcs / day

Price for the merchant:

  • Banking and Wide Package 0.35 € / payment transaction
  • Starter package € 0.50 + 2.75% / payment transaction

For more information, visit  www.ainapay.com

Cash on delivery

  • The customer receives the payment information via the bank transfer form
  • The payment will appear in the merchant's system unfinished until we get the bank informed of the payment. The payment delay for the payment is 1-3 business days

Price for the merchant:

  • Banking and Wide Package 0.35 € / payment transaction
  • Starter package € 0.50 + 2.75% / payment transaction